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Cumberland, MD

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Cumberland, MD

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Demographics

Predominantly WhiteSimpson's Diversity Index: 24
Population18,938
Foreign Born0.5%
Population Density1,865people per mi²
Median Age41.5 yrs
Demographics Trajectory
StableSince 2010, this city has held a relatively stable population and racial composition.
Current Race / Ethnicity Breakdown
Population Trends

Quality of Life

Overall Quality Of Life
B+
Good

Above-average quality of iife. The area offers a reasonable cost of living, decent mobility, and a mix of neighborhood amenities.

Quality of Life blends cost of living, nearby amenities, socioeconomic signals, and neighborhood character. City-level scores represent the whole municipality; individual neighborhoods can differ.

Cost of Living

55/100

45% below national average

A+

The Real Cost of Living in Cumberland, Maryland

TierIndividualFamily (4)
Survival $12k$22k
Comfortable $23k$35k
Luxury $86k+$134k+
Elite (Top 5%) $111k+$173k+
Affordability Ratio

139%

The Hood Index™

A metric tracking the socioeconomic signals of the area.

A-
Hood Index scan area
Luxury Lean80%
RisksNeutralGrowth
Premium
39
Positive
40
Poor
9
Negative
10

Groceries

2 within 10 miles

4.5mi

Gas

20 within 10 miles

0.2mi

Hospital

4 within 20 miles

0.7mi

Airport

IAD — Washington Dulles International

85.1mi

Post Office

USPS — Cumberland, MD

0.1mi

Critical Amenities

Country Clubs

2 private clubs within 10 miles.

Golf0 
Camping20Nearest 1.9 mi
Marina0 
Winery1Nearest 9.1 mi
Ice Rink0 
Gun Range0Nearest 10.2 mi

Affluence Level

Overall Affluence Grade
D-
Soft

A below-average socioeconomic profile. Incomes, home values, and educational attainment trail the U.S., with higher poverty and unemployment.

Median HHI
$48k+4.1%
36% below US avg
Est. Avg Net Worth
$585k
11% below US avg
College Educated
22.1%
37% below US avg
WFH
9.9%
31% below US avg
Homeownership
58.3%
11% below US avg
Median Home
$121k
57% below US avg

Crime

Overall Crime Grade
C-
Elevated

Higher crime rates than 57% of comparable U.S. locations.

Crime Rate
21.7
Incidents per 1,000 residents
5yr Trend
+74.4%
Overall crime change since 2020

Violent Crime

5yr+42.7%
Homicide*
0.05 / 1k ResidentsEqual to state avg
Robbery*
0.84 / 1k ResidentsEqual to state avg
Aggravated Assault*
2.34 / 1k ResidentsEqual to state avg

Property Crime

5yr+106.0%
Burglary*
1.64 / 1k ResidentsEqual to state avg
Larceny-Theft*
13.30 / 1k ResidentsEqual to state avg
Motor Vehicle Theft*
3.15 / 1k ResidentsEqual to state avg
Source: FBI Crime Data · 2025* = State-level data substituted where local agency has not published figures

Political Climate

Cook PVI: D+3Tilts Liberal

District shown is the primary district for this city’s centroid. Cities may span multiple districts.

Presidential Voting Trends for Cumberland, Maryland
Dem Rep
40%50%60%2000200420082012201620202024

Personal Sovereignty

Personal Sovereignty measures your capacity for self-reliance and independence with minimal government friction. Higher scores mean fewer barriers between you and the way you want to live... but it assumes you have the space you need and good neighbors.

Overall Sovereignty Grade
B-
Self-Reliant

Viable for self-reliance. Generally workable, though some barriers may limit total independence.

State Policy

Tax Burden
D+
Poor11.3% of income
Property Rights
D
WeakIJ Grade D
Firearm Rights
F
PoorFPC Grade F
Homeschooling
A-
GoodLow regulation

Energy independence: Importer (8% of energy produced in-state)

Personal Liberty

Raw Milk
F
ProhibitedIllegal
Gambling Laws
A
Broadly OpenCasinos · Poker · Sportsbetting
Marijuana Laws
A+
Fully LegalRecreational

Homesteading

Growing Season197 days269 frost-free
Annual Rainfall44.7"
Elevation643 ft

Strategic Assessment

Strategic Assessment grades tactical survivability using Joel Skousen's Strategic Relocation framework. Major population centers, blast zones, natural disasters, and border exposure all drive risk — lower exposure means a more defensible position in a crisis.

Learn more about Strategic Relocation ($)
Overall Strategic Grade
C
Exposed

Meaningful friction. Expect exposure to either population pressure, blast zones, or natural disaster risk. Consider buying a retreat property.

Strategic Pillars

City Proximity
D-
Poor261 mi to nearest major city
Pop. Density
C-
Weak1,865/sq mi
Fallout Danger
A-
Good3 within ~30 mi
Natural Disaster
C-
WeakInland Flooding, Strong Wind, Heat Wave, Tornado, Hurricane
Border / Coast
A+
Greatborder 230 mi · coast 204 mi
FEMA Expected Loss$15.0M/yrfor the county

Key Distances

Nearest Major CityPittsburgh303k people are 85 mi away
Nearest Major AirportNo hub airport within 50 mi
Distance to State Capital130 miAnnapolis, MD
Nearest Prison4.5 mi2 within 25 mi

* Values derived from national, state, county, city and local statistics and may differ in a specific area. Last updated: 2026-04-22T02:20:48.000Z

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